
Cost Breakdown
| Item | Low | Average | High |
|---|---|---|---|
| Factory Bumper-to-Bumper (3 years) Included with new vehicle | $0 | $0 | $0 |
| Extended Warranty (Dealer) 3-5 year extensions | $1200 | $2000 | $4000 |
| Third-Party Extended Independent companies | $800 | $1500 | $3000 |
| Powertrain-Only Extension Major components only | $600 | $1200 | $2000 |
Average Total Cost: $1,800 for 3-year extended coverage
Factors That Impact Cost
Vehicle Age
Newer vehicles get better rates
Vehicle Reliability
Luxury brands cost 50-100% more
Money-Saving Tips
- Buy before factory coverage expires
- Compare dealer and third-party providers
When to Splurge
- Comprehensive coverage for unreliable vehicles