Cost Breakdown
| Item | Low | Average | High |
|---|---|---|---|
| Basic appliance plan Annual premium | $300 | $450 | $600 |
| Systems coverage plan HVAC, plumbing, electrical | $400 | $550 | $750 |
| Comprehensive plan Appliances + systems | $500 | $650 | $900 |
| Service call fee Per visit deductible | $50 | $75 | $125 |
| Optional add-ons Pool, spa, additional items | $25 | $75 | $150 |
| Real estate transfer Buyer assumes seller plan | $50 | $100 |
Average Total Cost: $400-800 annually
Factors That Impact Cost
Home age
Older homes benefit more from coverage
Appliance condition
Near end-of-life items need coverage
DIY ability
Handy owners may not need warranty
Money-Saving Tips
- Read coverage exclusions carefully
- Compare service call fees
- Check contractor network quality
- Consider appliance age
When to Splurge
- Premium plans for newer, high-end homes
- Extended coverage for pools and spas