Home Inspection Checklist — What Inspectors Check in 2026

Good inspector catches problems that could cost tens of thousands. Check licenses, certifications, and reviews.

Missing the deadline means losing your right to request repairs or walk away.

Inspector can explain issues in person and answer your questions immediately.

Shows if recurring problems exist or if issues were properly addressed.

Inspector can pay special attention to issues you've noticed or worried about.

Understanding your rights helps you make informed decisions about negotiating.

Foundation problems can cost $10,000-$50,000+ to repair and affect home safety.

Structural integrity affects safety and may require expensive engineering solutions.

Roof replacement costs $15,000-$30,000. Leaks can cause extensive interior damage.

Poor drainage leads to basement flooding and foundation damage over time.

Wood-destroying insects can compromise structural integrity and require expensive treatment.

Hidden areas often contain insulation, ventilation, or moisture problems.

Faulty wiring causes fires. Updating electrical systems costs $5,000-$15,000.

Plumbing problems cause water damage. Repiping costs $8,000-$15,000.

HVAC replacement costs $8,000-$15,000. Poor efficiency means high utility bills.

Water heaters last 8-12 years. Replacement costs $1,500-$3,000.

Life safety issue. Required by law in most areas.

Poor insulation means high energy bills and comfort issues.

Window/door replacement is expensive. Drafts increase energy costs.

Understanding all issues helps you prioritize repair requests and budget planning.

Knowing actual costs helps you negotiate effectively with the seller.

Focus negotiations on expensive or dangerous problems, not minor cosmetic items.

Sellers may fix issues, provide credit, or reduce price to address problems.

Septic, well water, or structural issues may need expert evaluation.

Some issues need quick attention to prevent further damage or safety risks.