How Much Does a Home Warranty Cost?

Updated March 24, 2026 · Expert-verified answer

Quick Answer

Home warranties cost $400–$800 per year ($33–$67/month) for a comprehensive plan. Service call fees add $75–$150 per visit. Basic plans covering only appliances start at $300/year.

Cost Breakdown

Service Low High Notes
Basic plan $300 $500 Per year
Comprehensive plan $500 $800 Per year
Monthly payment $33 $67
Service call fee $75 $150 Per visit
Annual cost with 2 claims $550 $1,100

How Much Does a Home Warranty Cost?

Home warranties cost $400–$800 per year ($33–$67/month) for a comprehensive plan. Service call fees add $75–$150 per visit. Basic plans covering only appliances start at $300/year.

Related Questions

How can I save money on home warranty?

Get 3+ quotes, schedule during off-peak seasons, bundle projects, and ask about discounts for cash or military.

Should I get multiple home warranty quotes?

Yes, always get 2-3 quotes to compare pricing, scope, and professionalism. The cheapest bid isn't always the best value.

What should I look for when hiring for home warranty?

Check licensing, insurance, reviews, BBB rating, and ask for references. Get everything in writing before work begins.