Best Home Warranty Plans Compared

Updated March 24, 2026 · Expert-verified answer

Quick Answer

Home warranty plans cost $400–$800 per year with $75–$150 service call fees. Top providers include American Home Shield, First American, and Choice Home Warranty. Coverage typically includes HVAC, plumbing, electrical, and major appliances.

Cost Breakdown

Service Low High Notes
Basic plan (appliances) $300 $500 Per year
Comprehensive plan $500 $800 Per year
Service call fee $75 $150 Per visit
Coverage limit per item $1,500 $5,000
Optional add-ons $50 $200 Pool, septic, etc.

Best Home Warranty Plans Compared

Home warranty plans cost $400–$800 per year with $75–$150 service call fees. Top providers include American Home Shield, First American, and Choice Home Warranty. Coverage typically includes HVAC, plumbing, electrical, and major appliances.

Related Questions

How can I save money on home warranty?

Get 3+ quotes, schedule during off-peak seasons, bundle projects, and ask about discounts for cash or military.

Should I get multiple home warranty quotes?

Yes, always get 2-3 quotes to compare pricing, scope, and professionalism. The cheapest bid isn't always the best value.

What should I look for when hiring for home warranty?

Check licensing, insurance, reviews, BBB rating, and ask for references. Get everything in writing before work begins.