Home Inspection vs Appraisal: What's the Difference?

Updated March 24, 2026 · Expert-verified answer

Quick Answer

An inspection examines the home's physical condition ($300–$500). An appraisal determines market value ($300–$600). Buyers typically need both when purchasing a home.

Cost Breakdown

Service Low High Notes
Standard home inspection $300 $500
Radon testing $150 $250
Mold testing $200 $400
Sewer scope $200 $400
Termite/pest inspection $75 $150

Home Inspection vs Appraisal: What''s the Difference?

An inspection examines the home''s physical condition ($300–$500). An appraisal determines market value ($300–$600). Buyers typically need both when purchasing a home.

Related Questions

How do I find a good home inspection professional?

Check reviews, verify licensing and insurance, get 2-3 quotes, and ask for references from recent projects.

Do I need a permit for home inspection?

It depends on the scope. Most cosmetic work doesn't need permits, but structural, electrical, and plumbing changes typically do. Your contractor should know local requirements.

How can I save money on home inspection?

Get multiple quotes, schedule during off-peak seasons, bundle multiple projects, and ask about payment discounts.