Solar Lease vs Buy: Which Is Better?

Updated March 24, 2026 · Expert-verified answer

Quick Answer

Buying ($15,000–$25,000 before tax credits) gives you ownership, tax incentives, and max savings. Leasing ($0 down, $50–$150/mo) saves less long-term but has no upfront cost. Buying is better if you can afford it.

Cost Breakdown

Service Low High Notes
Residential system (6kW) $12,000 $18,000
Residential system (10kW) $18,000 $25,000
Federal tax credit (30%) $-4,000 $-7,500
Battery storage (per unit) $8,000 $15,000
Annual maintenance $200 $500

Solar Lease vs Buy: Which Is Better?

Buying ($15,000–$25,000 before tax credits) gives you ownership, tax incentives, and max savings. Leasing ($0 down, $50–$150/mo) saves less long-term but has no upfront cost. Buying is better if you can afford it.

Related Questions

How do I find a good solar installation professional?

Check reviews, verify licensing and insurance, get 2-3 quotes, and ask for references from recent projects.

Do I need a permit for solar installation?

It depends on the scope. Most cosmetic work doesn't need permits, but structural, electrical, and plumbing changes typically do. Your contractor should know local requirements.

How can I save money on solar installation?

Get multiple quotes, schedule during off-peak seasons, bundle multiple projects, and ask about payment discounts.